Crypto Staking Calculator
Estimate your crypto staking rewards and APY — for ETH, SOL, ADA, DOT, ATOM or any custom rate, with optional monthly compounding.
No login · Nothing stored · Free
Last updated June 11, 2026
This tool is for educational purposes only. We do not guarantee accuracy or outcomes. Not financial advice.
Related guides
How staking rewards work
Staking locks up your coins to help secure a proof-of-stake network, and in return you earn rewards — quoted as an annual percentage yield (APY). Compounding (re-staking your rewards) grows the balance faster over time. The catch: rewards are paid in the network's token, so your real-world return still depends on the token's price, and high-APY chains often have high token inflation that quietly offsets the headline rate.
Typical 2026 staking yields
| Coin | Typical APY | Notes |
|---|---|---|
| Ethereum (ETH) | ~3.5% | Safe, simple, widely supported |
| Cardano (ADA) | ~3% | Easy, no lock-up |
| Solana (SOL) | ~7% | Short unbonding; liquid staking can add MEV |
| Polkadot (DOT) | ~12% | Higher APY, partly offset by inflation |
| Cosmos (ATOM) | ~14% | Highest headline rate; real yield lower after inflation |
Rates as of June 2026 and vary by validator and method. Always confirm the current rate before staking.
FAQ
It depends on the coin's APY and how much you stake. At 2026 rates, $1,000 staked earns roughly $35/year in ETH (~3.5%), $70 in SOL (~7%), or $120 in DOT (~12%) — before token-price changes. Use the calculator above with your own amount and rate.
Staking is a lower-effort way to earn yield on coins you're already holding, and it's far less risky than active trading. But the rewards are paid in the token, so a falling price can wipe out the yield — and the highest-APY networks usually have high inflation that offsets the headline rate. It's best on coins you'd hold anyway.
In most places, yes — staking rewards are generally taxed as income at their value when you receive them, and again for capital gains when you later sell. Here's how that works.
Established proof-of-stake networks like Ethereum and Cardano are the usual picks for safety and simplicity — lower APY, but mature and widely supported. Higher-yield chains carry more price and inflation risk.